.chapters{position:relative;scroll-behavior:smooth}
@media(max-width:991px){.chapters .chapter-list{background-color:#fff;border:1px solid #e4e8ec;border-radius:8px;padding:0;z-index:9;position:relative;display:none}
.chapters .chapter-list.fixed{top:90px;display:block;padding:0}
.chapters .chapter-list .fa-chevron-up{width:16px}
.chapters .container .col-lg-8{display:none}
.chapters .chapter-list-row{position:absolute;width:690px;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center}
.chapters .show{display:-webkit-box;display:-ms-flexbox;display:flex}
.chapters .hide{display:none}
.chapters .chapter-content-section{border-bottom:0;padding:0}
.chapters .chapters-content .chapter-content-section .chapter-content-title{margin-bottom:0;border:1px solid #e4e8ec;border-radius:8px;background-color:#fff;width:100%;text-align:left;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;padding:16px}
.chapters .section-heading{border-bottom:1px solid #e4e8ec;margin-bottom:10px;text-align:left;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between}
}
@media(min-width:768px)and (max-width:991px){.chapters .chapter-list{max-width:450px}
.chapters .chapter-content-section{scroll-margin:70px}
}
@media(max-width:767px){.chapters .chapter-list.fixed{top:59px;right:30px;left:30px;width:unset}
.chapters .chapter-content-section{scroll-margin:40px}
}
@media(min-width:992px)and (max-width:1199px){.chapters .chapter-list{min-width:280px;max-width:280px;width:280px}
}
@media(min-width:1200px){.chapters .chapter-list{min-width:340px;max-width:340px;width:340px}
}
@media(min-width:992px){.chapters .hide{display:none}
.chapters .chapter-list{position:absolute}
.chapters .chapter-list.fixed{top:25px}
.brand3 .chapters .chapter-list.fixed{top:100px}
.chapters .chapter-list li{margin-bottom:12px}
.chapters .chapter-list li:last-child{margin-bottom:0}
.brand3 .chapters .chapter-content-section{scroll-margin:90px}
}
.chapters .chapter-content-section{line-height:1.5}
.chapters .chapter-content-section li{margin-bottom:10px}
.chapters .chapter-content-section ul{list-style-type:disc}
.chapters .chapter-title{font-size:12px;font-family:"Scotiabank-Bold",Arial,sans-serif;color:#333;margin-bottom:8px;display:block}
.chapters .chapter-subtitle{font-size:16px;font-family:"Scotiabank-Regular",Arial,sans-serif;color:#333;display:block}
.chapters .chapter-list-item:hover,.chapters .chapter-list-item:focus{text-decoration:underline}
.chapters .chapter-content-title h1,.chapters .chapter-content-title h2,.chapters .chapter-content-title h3,.chapters .chapter-content-title h4,.chapters .chapter-content-title h5,.chapters .chapter-content-title h6,.chapters .chapter-content-title p,.chapters .chapter-list-item h1,.chapters .chapter-list-item h2,.chapters .chapter-list-item h3,.chapters .chapter-list-item h4,.chapters .chapter-list-item h5,.chapters .chapter-list-item h6,.chapters .chapter-list-item p{margin-bottom:0}
.chapters .chapter-content-title br,.chapters .chapter-list-item br{display:none}
@media(min-width:992px){.chapters .section-heading{display:none}
.chapters .chapter-content-section .chapter-title{font-size:16px}
.chapters .chapter-content-section .chapter-subtitle{font-family:"Scotiabank-Headline",Arial,sans-serif;font-size:30px}
}
.chapters .chapter-list.expanded .chapter-list-item{padding:16px 0 16px 16px}
.chapters .chapter-list.expanded .chevron-down{display:none}
.chapters .chapter-list .chapter-list-item{-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;padding:8px 0 8px 16px;display:none;color:#333}
.chapters .chapter-list .chapter-list-item.active,.chapters .chapter-list .chapter-list-item.show{display:-webkit-box;display:-ms-flexbox;display:flex}
.chapters .chapter-list .chapter-list-item .chevron-down{padding:22px}
.chapters .chapter-list .chapter-list-item .fa-chevron-down{width:16px;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-ms-flex-align:center;align-items:center}
@media(min-width:992px){.chapters .chapter-list .chapter-list-item{border:0;display:-webkit-box;display:-ms-flexbox;display:flex;padding:16px 0 16px 16px}
.chapters .chapter-list .chapter-list-item.active{border:1px solid #e4e8ec;border-radius:10px;margin-bottom:15px}
.chapters .chapter-list .chapter-list-item.active .chapter-button-titles{border-left:2px solid #c20f1e;margin-left:5px;padding-left:20px}
.chapters .chapter-list .chapter-list-item .chevron-down{display:none}
.chapters .chapter-list .chapter-list-item:hover{cursor:pointer}
}
@media(max-width:991px){.chapters .chapter-list.expanded{overflow:scroll;max-height:90%;top:5%}
.chapters .overlay{position:fixed;height:100%;top:0;right:0;bottom:0;background-color:#f6f6f6;z-index:1055;width:100%;left:15px;cursor:pointer}
.chapters .overlay ul{background-color:#fff;padding:16px;border:2px solid #e4e8ec;border-radius:10px;-webkit-box-shadow:0 2px 10px 0 #333;box-shadow:0 2px 10px 0 #333}
.chapters .overlay ul .active.show{border:1px solid #e1e1e1;margin:15px;border-radius:10px;pointer-events:none}
.chapters .overlay ul .active.show .chapter-button-titles{border-left:2px solid #c20f1e;margin-left:5px;padding-left:20px}
.chapters .overlay ul .show:not(.section-heading){margin:4px 12px}
}
@media(max-width:991px)and (max-width:767px){.chapters .overlay{width:unset;left:0}
}
.chapters .chapter-list,.chapters .section-heading{list-style:none;padding:12px;margin-bottom:0;z-index:100}
.chapters .chapter-list.fixed,.chapters .section-heading.fixed{position:fixed;margin-top:5px}
.chapters .fa-chevron-down{display:none}
.chapters .chapters-content{list-style:none}
.chapters .chapter-content-section{padding-top:24px;padding-bottom:24px;border-bottom:1px solid #e4e8ec}
.chapters .chapter-content-section:last-child{padding-bottom:0;border-bottom:0}